✓ Fast approval✓ Fair rates✓ No hidden fees
Fast, fair loans for the Balmuco community
Savings and loans for the Balmuco community. Apply online in minutes — our team will walk you through the terms and requirements.
Fast approval
Apply in 3 minutes; most decisions within days.
Fair rates
Clear terms explained before you sign — no surprises.
No hidden fees
Every fee is shown before you sign. No surprises.
Savings that grow
We're a cooperative — members save and borrow in one place.
Our loan products
Talk to us about the option that fits — we will walk you through the terms.
Salary Loan (Balmuco employee)
Salary loan for BALMUCO employees, repaid by payroll deduction.
- Borrow
- ₱500 – ₱300,000
- Term
- 6–12 months
Salary Loan (member)
Salary loan for regular members.
- Borrow
- ₱500 – ₱300,000
- Term
- 6–12 months
Salary LGU
Salary loan for Barangay LGU employees under the Special MOA between the Barangay LGU and BALMUCO.
- Borrow
- ₱500 – ₱300,000
- Term
- 6–12 months
Livelihood
Capital for an income-generating project — sari-sari store, farm inputs, piggery, laundry, car wash, barbecue stand. Requires a project proposal.
- Borrow
- ₱1,000 – ₱300,000
- Term
- 1–24 months
Livelihood Special
Larger or longer-term livelihood loan.
- Borrow
- ₱1,000 – ₱300,000
- Term
- 1–24 months
Regular
All-purpose members' loan for prudential and productive needs — agricultural, industrial and commercial.
- Borrow
- ₱500 – ₱300,000
- Term
- 1–12 months
Emergency
For accidents, hospitalisation, urgent school needs, death in the immediate family and other justifiable cases.
- Borrow
- ₱500 – ₱6,000
- Term
- 1–3 months
How it works
Choose
Pick the loan that fits what you need it for.
Apply
Fill out the 3-minute application online.
Get your cash
We review, you complete requirements, and your loan is released. Track it all in the member portal.
Ready when you are.
Apply online in 3 minutes.